In the past 12–24 months, have you…

    •    Experienced an increase or decrease in income?

    •    Changed jobs, roles, or career direction?

    •    Had a child — or started planning for one?

    •    Purchased, sold, or refinanced real estate?

    •    Started, acquired, or expanded a business?

    •    Received an inheritance or large bonus?

    •    Approached retirement — or begun thinking seriously about it?

    •    Not reviewed your financial strategy in over a year?

    •    Felt unsure whether your investments are aligned with your goals?

    •    Wondered if you might be overpaying in taxes?

    •    Questioned whether your insurance coverage is too much… or not enough?

    •    Simply wanted a second opinion for peace of mind?

If you answered “yes” to even one of these, your financial strategy may need adjustment.

Life changes. Markets change. Tax laws change. Your financial plan should change with them.